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July 29, 2025

Today, Amazon’s billions reshape future lines, but let’s start with how the younger generation is choosing financial soundness over beauty’s confines…

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Gen-Z, Millennials Say Financial Health is More Important Than Looks

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Money can’t buy happiness, but strong finances may be able to get you a few more dates. According to Current, good savings habits, low debt, good credit scores, and monthly budgeting are more important to many Americans than looks when searching for a romantic partner. Approximately one-third of Americans say that low or no debt (33%) and a strong credit score (30%) are more powerful attractors than physical appearances when considering a potential romantic partner. Roughly a quarter say the same goes for emergency savings (26%), regular savings contributions (26%), maintaining a monthly budget (25%), and having a retirement savings plan (24%).  

Amazon's $10 Billion AI Data Center Is A Big Win For North Carolina

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Amazon is staking a major claim in the South as it expands its artificial intelligence (AI) infrastructure with a $10 billion data center investment in North Carolina. The move is more than a tech upgrade, it's a strategic cultural and economic bet on a state where Black communities make up 22.1% of the population, opening doors for inclusive job growth and innovation. The tech's groundbreaking Richmond County AI and cloud-computing hub will be developed over the next decade by Amazon Web Services (AWS), according to Amazon’s official announcement. The company says the investment will not only upgrade its AI capabilities but also generate hundreds of new jobs in Richmond and Gaston counties.  

Can Automation Be Equitable? The Racial Wealth Gap Says Otherwise

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For generations of workers displacement has been a normal albeit unequal process, now technology is adding another layer to the mix. Workplace automation presents the larger society with a conundrum, as A.I. is set to upend companies, leaving African Americans especially vulnerable. Nearly 4.5 million African Americans in the next 10 years could lose their jobs due to automaton. Is it possible this business impediment will lead to more income inequality and is there anything that can be done about it?  

Tune-in Tuesdays!

The IPO market in mid-2025 is finally showing signs of life after a period marked by economic uncertainty, high interest rates, and jittery investor confidence. Is this economic renewal or elite roulette?

A. “It’s Time” by Imagine Dragons – You only get one shot and founders know it. After years of waiting, the brave few are stepping into the arena, hoping the timing and the valuation hits just right
B. “Caution” by Mariah Carey – There’s still skepticism in the system but that’s just how any market is. Underneath the buzz is a fear
C. “Ambitionz Az a Ridah” by 2Pac – Some investors and startups rode out the storm teaching a lesson in survival. It’s more about proving they still belong

What are your thoughts on this? Tune in next Tuesday to see which jam captures the prevailing sentiment!

A  |  B  |  C

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Last week’s results are in and people think America feels like a ‘Rich Bitch’ with their visa integrity fee

Should You Swap Your Credit Card for Buy Now Pay Later?

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Buy now, pay later (BNPL) is popping up everywhere. An April 2025 LendingTree survey found that around half of Americans have used BNPL, and around 1 in 3 have used it more than once. Buyers aren’t just using it for essentials either, with a Billboard report finding that nearly 2 in 3 attendees at this year’s Coachella festival used BNPL to buy their tickets. Credit cards, the grandfather of deferred payment solutions, have been around since the 1950s, and more than 4 in 5 US adults have one, according to the Federal Reserve. Is it worth ditching high-interest plastic in favor of zero-interest cardless loans?  

HBCUs Are Shaping The Future Of Silicon Valley’s Tech Innovation

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For decades, Historically Black Colleges and Universities (HBCUs) have been cultural bedrocks, cultivating brilliance against the odds. Now, they’re redefining what it means to lead in tech. As the tech industry faces mounting pressure to diversify, HBCUs are emerging not just as pipelines, but as powerhouses of innovation.  

Vibes of the Week

The younger generation prefers “To Be Free" financially rather than look good. Get into it with Sam Smith in our CBX Vibes!