It's Tune-in Tuesdays!

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CultureBanx Team
March 04, 2025

Today, single women keep up the pace in grand estates, but let’s start with how parents 529 college savings translate…

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Parents Continuing To Bank On 529 College Savings Plans 

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Most parents begin saving for college before their child is 10 years old and this could be a future key to closing the racial wealth gap. Only 16% of African American parents are saving for college using a 529 plan, which is like a prepaid tuition program, according to Northwestern Mutual. Even though parents are saving more for college now than ever before, their preparedness could still use improvement, and a solid 529 plan could put their children on the path to success. 

Single Women Are Taking Over Luxury Real Estate          

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Single women are fueling a major surge in the top-tier housing market. For years, lenders could refuse mortgages if a woman lacked a male co-signer. We’re now witnessing a historic shift as these buyers gain wealth and influence. The proportion of single female homeowners is increasing at a faster rate than their male counterparts—20% compared to 8%. Women are projected to control 38% of investable U.S. assets by 2030, totaling around $34 trillion. 

Does Architecture Need Pop Culture To Increase Diversity?         

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The field of architecture is a fascinating intersection of creativity, culture, and community. It's a realm where structures are not just bricks and mortar but a reflection of the societies they thrive in. Black people comprise only 1.8% of the National Council of Architectural Registration Boards Certificate population, with Black women holding only 0.4% of all records, according to the NCARB 2023 By The Numbers report. 

Tune-in Tuesdays!

Trump's stance on deporting immigrants while offering financial incentives for wealthy ones to stay raises questions about fairness and priorities in immigration policy. Is this a bold move to boost the economy, or a controversial step towards further dividing the nation’s immigration system?

A. "Gold Digger" by Kanye West – This policy could be seen as prioritizing money over people, where only those with wealth and resources are allowed to stay, while others are cast aside, highlighting a troubling trend of valuing financial status over human dignity
B. "Money Trees" by Kendrick Lamar – The proposal might be seen as a way to attract investment and boost economic growth, capitalizing on the wealth of foreign individuals to benefit the nation
C. "Get Rich" RJMrLA – In any economy, there exist societal structures that leave the less privileged at a disadvantage while the rich are treated differently, reinforcing social inequality

What are your thoughts on this? Tune in next Tuesday to see which jam captures the prevailing sentiment!

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Peace Awaits Black Expats Who Leave The U.S. Behind        

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The American dream is slowly or rather quickly slipping away from many Black expats who once thought they'd get a sense of belonging, peace and tranquility by moving to the U.S. Most expats leave their home countries in search of greener pastures and being a new entrant into a new country only to face racism, new social and cultural environments can shape a person's sense of belonging and security. Racial inequality has always been there but it's about to get worse with companies having to scale back their DEI initiatives.

Anti-Obesity Drugs Continually Gaining Profits In A $44 Billion Market       

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Obesity stands as a significant public health issue in the United States, disproportionately affecting racial and ethnic minority communities. Approximately 71 million adults in the U.S., or one-third of the total adult population, were classified as obese. Particularly, the Black community bears the brunt of this health crisis as 49% of adults in this demographic qualify as obese. Over time, pharmaceutical companies have developed anti-obesity drugs, offering a glimmer of hope in a market that’s expected to reach $44 billion by 2030.

Vibes of the Week

Parents continue to stack the “Racks” with 529 college plans. YC Worldwide and Future expound in our CBX Vibes!