It's Tune-in Tuesdays!

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CultureBanx Team
January 21, 2025

Today, Black Americans aim to own their own domain, but let’s start with how HBCUs are ensuring that graduates are empowered through financial gain…

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How HBCUs Are Financially Empowering Their Graduates

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Historically Black Colleges and Universities (HBCUs) are more than educational institutions; they're catalysts for empowerment, shaping futures that gleam with promise. HBCUs with the highest payoff are leading the charge, with Hampton University, Spelman College and Xavier University of Louisiana. Embracing an HBCU education means embracing an opportunity to amplify Black graduates careers and income prospects.  

Exploring Black Americans' Quest For Homeownership Equity  

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While Black individuals constitute an average of 14% of the population in the nation's largest 50 cities, their homeownership rate stands at 10.15% in these areas. This roughly translates to heavy rental burdens for more than half of the Black residents. Black Americans homeownership has been on a declining trajectory compared to their White counterparts. This gap is so wide it could take centuries to close; in fact, 320 years is presumed.  

Do Americans Need $200,000 A Year To Be Financially Comfortable?  

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“Financially comfortable,” the meaning is unreachable for many, especially when you consider Americans feel they need more than three times the median U.S. household income of about $71,000 a year to feel financially secure. A Bankrate survey found U.S. citizens want to earn over $200,000 a year to be financially comfortable. Considering the median household income for Black U.S. households in 2021 was $46,400 and more than 450,000 job cuts during the first half of 2023, the expectation of being financially secure feels out of reach for many.  

Tune-in Tuesdays!

Trump’s memecoins sent shockwaves in the digital currency world with a $7 billion explosion in it’s first day. Millions of supporters have already jumped on the bandwagon calling it a revolutionary moment, but some are skeptical. Will this frenzy lead to lasting value, or is it just another gimmick in the ever-changing world of digital currencies?

A. "All I Do Is Win" by DJ Khaled – Trump has been on a winning streak lately so as the memecoin’s value skyrockets, its backers are celebrating, convinced they’ve found the next big financial revolution
B. "Enjoy It While It Lasts" by Easy Wanderlings – The memecoin, just like most digital currencies is on it’s high. However, it is a very volatile market so anyone on the bandwagon should know it’s a wild ride and enjoy the moment
C. "Eye of the Tiger" by Survivor – The memecoin’s surge signals a fierce new competitor in the crypto world, with the potential for long-term growth and competition against Bitcoin. This could be the start of something powerful and relentless

What are your thoughts on this? Tune in next Tuesday to see which jam captures the prevailing sentiment!

A  |  B  |  C

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Last week’s results are in and it looks like the people are ready to fight back for their freedom so ‘Let’s Get It Started’.

Weighing In On The $296 Billion Diet Industry  

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We live in obese world where diets have become trendy, they’re promoted everywhere, plastered right in your face. This industry of weight loss and weight management diet sector is expected to garner $295.3 billion by 2027, with people like you shelling out major coins to drop a few pounds. Is eating healthy and subscribing to the diet lifestyle really worth it for your bank account and scale? 

Solar Companies Are Shining A Light On African Countries  

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The growth of solar power companies in Africa is a significant development with the potential to address the pressing issue of access to electricity on the continent. Still, even with remarkable steps in the past decade—renewable energy capacity surged to 62.10 Giga Watts, the electrification rates are extremely low. Over 640 million Africans have no access to electricity. To put it into perspective, Africa is home to 20% of the world's population and is the most energy-deficient continent. 

Vibes of the Week

HBCUs are saying to graduates, I “Believe In Ya” by empowering them financially. T-Pain, Yaeji, and Girl Talk tell it all in our CBX Vibes!