CBX Daily 9/5/2025

Today, the Akpeteshie drink is likely to ignite global liquor fame, but let’s start with how home insurance costs keep rising but coverage remains the same…

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The Home Insurance Squeeze: Are You Paying More for Less?

CBX Vibe

Homeowners across the country are facing a common concern. Home insurance costs keep rising, yet the coverage itself often remains unchanged. If you have recently received a renewal notice or are shopping for a new policy, you may be wondering if your coverage is still worth what you are paying. Inflation has increased the cost of building materials, labor, and repairs. Insurance companies are also adjusting their pricing to reflect the growing risk of natural disasters and weather-related claims.

Republic Distilleries Akpeteshie Spirit Could Fuel $1.4 Trillion Liquor Market

CBX Vibe:

The resurgence of a once banned liquor in Ghana, Akpeteshie, is shaking up the global distillery market. Brothers Kofi and Raja Owusu-Ansah, owners of Republic Distilleries in Accra, are bringing Akpeteshie, Ghana’s indigenous alcoholic spirit distilled from sugar cane juice, to the rest of world. They are poised to disrupt the international liquor market valued at $1.4 trillion in 2021, a figure that’s expected to grow 10.3% until 2028, one “Kokroko” drink at a time. 

Hype Around IPOs Grows But Smart Investors See Through It

CBX Vibe:

The IPO market is back on stage, and Wall Street wants us to believe it’s the hottest ticket in town. Analysts forecast up to $50 billion raised from 160 new listings in 2025. But for Black and Brown investors, often the last ones allowed past the velvet rope, this comeback feels like déjà vu. Remember 2021? IPOs were hyped like the latest Jordan drop or Beyoncé tour date, with everyone scrambling to get in. But by the end of the year, 66% of those IPOs were trading below their offering price.

Monetary Policy Autonomy Tested in Lisa Cook’s Lawsuit Against Trump

CBX Vibe:

In a stunning and constitutionally fraught move this week, Federal Reserve Governor Lisa Cook, an esteemed economist and historic figure as the first Black woman to serve on the Fed’s Board was fired by President Donald Trump. She has announced legal action to block the President’s attempt to dismiss her. The bold lawsuit challenges not just the legality of her dismissal, but spotlights why women and diverse voices on the Board aren’t just symbolically important, they're vital to the nation's financial health.

The Real Reason Gen Z Is Embracing Portfolio Careers

CBX Vibe:

For decades, the default vision of a “career” looked a lot like a straight line: graduate, land a full-time job, climb the ladder, retire. But today’s young professionals are redrawing that picture entirely. Rather than anchoring themselves to one employer, many are building what’s known as a portfolio career: juggling multiple roles, projects, and clients simultaneously. The shift to portfolio careers isn’t about restlessness or side hustles. It’s about reimagining work in a way that values flexibility, autonomy, and personal convictions over traditional notions of job security. And it’s reshaping the workforce in real time.

Vibes of the Week

Homeowners continue to feel insurance cost “Pain” as Chalk tells it in our CBX Vibes!