CBX Daily 9/12/2025

Today, BNPL is likely to hit low-income blobs, but let’s start with how AI is powering startup jobs…

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AI Isn't Killing Jobs But It's Creating Them at Startups

CBX Vibe

Despite fears that artificial intelligence will replace workers, some businesses using the technology are doing the opposite. A recent Mercury survey of 1,500 early-stage entrepreneurs found that 68% of AI adopters are expanding their teams, even as two-thirds of startups report higher-than-expected costs in operations, sales and marketing. Overall, 79% of founders said they plan to increase spending in the year ahead — underscoring resilience and a shift in how AI is shaping growth, Mercury reports. 

Can Buy Now, Pay Later Improve Financial Inclusion Through Credit?

CBX Vibe:

With the rising cost of goods, people may feel that Buy Now Pay Later (BNPL) plans can help them buy products they need. Black (46%) and Hispanic/Latino (56%) communities have adopted using BNPL platforms at higher rates within the last year. Though most make their payments on time, the majority of people who use BNPL plans are in debt. Although these plans boast being able to help individuals raise their credit scores, many users do not access these plans for this feature. 

Africa’s Tech Awakening To Power The Next Silicon Valley

CBX Vibe:

Africa is in the midst of a digital renaissance across the continent, startups are springing up in fintech, ecommerce, logistics, and healthtech to solve real local problems. African startups collectively secured $1.35 billion in funding during the first half of 2025, a 78% surge from the $800 million raised in the same period last year, Bloomberg reported, and countries like Nigeria, Kenya, and South Africa are quickly becoming innovation powerhouses.

Snoop Dogg's New Chapter As A Co-Owner & Investor in Swansea City

CBX Vibe:

In a surprising twist that has intrigued both the music and sports worlds, Snoop Dogg has embarked on a new venture as a co-owner and investor in Swansea City AFC. This unexpected move by the iconic rapper and businessman has captured the attention of fans and analysts alike. Snoop Dogg, known for his pioneering contributions to the music industry, is no stranger to business ventures. From his successful cannabis brand to his investments in the tech industry, he has consistently demonstrated an eye for lucrative opportunities.

Caribbean Real Estate Investments Fuel Citizenship Surge & Economic Growth

CBX Vibe:

The Caribbean has emerged as a powerhouse in the global citizenship-by-investment market, offering real estate purchase pathways to secure second passports. As global uncertainty rises, investors increasingly turn to stable jurisdictions in the region for security, mobility, and diversification. With Dominica, also known as the “Nature Island of the Caribbean,” earning about 31% of its yearly income from citizenship-by-investment (CBI) programs, Caribbean nations find themselves at the forefront of a booming sector that underpins their economies.

Vibes of the Week

AI is “Respectfully” not causing job loss. Rather, it is supporting startups, as E.D.I. Mean and Ed Bone tell it in our CBX Vibes!