CBX Daily 8/6/2025

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CultureBanx Team
August 06, 2025

Today, women-led businesses seek financing for a soft landing, but let’s start with how venture capital could bypass AI to provide equal start-up funding…

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Can Venture Capital Overcome AI Bias in Startup Funding Decisions?

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Despite years of public commitments to racial equity, the venture capital world still has a representation problem. In the first half of 2024, Black-founded U.S. startups received $228 million in funding, or about .3% of the nearly $79 billion that went to U.S. based startups, according to Crunchbase. While the startup economy boasts endless talk of disruption and innovation, it remains deeply traditional in one way: who gets to build, scale, and profit. Bias in human decision-making isn;t the only thing holding Black entrepreneurs back anymore, now it’s coded into the algorithms.

Why Women-Led Startups Still Struggle for VC Money

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Though venture funding involves hard numbers, the process of receiving a check worth millions of dollars is surprisingly less scientific. In 2023, at least 5% of all startups in the United States were founded by women, yet they receive only about 1.8% of venture capital funding. The result is a rather unregulated system, one that involves networking and intuition. While women founders have made significant gains in the last 10 years, funding distribution still hasn't achieved parity.

Automation and Tariffs Are Fueling Black Unemployment in the U.S.

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While America celebrates a “soft landing” and steady job numbers, the Black labor force is weathering a different storm. In June, Black unemployment spiked to 6.8%, its highest level since January 2022, even as the national rate hovered at a modest 4.1%. The headlines tout recovery and resilience, but Black workers, particularly those in retail, tech, and manufacturing, are being pushed out of a labor market that's increasingly shaped by automation and global trade policy.  

Tune-in Tuesdays!

For as little as $200,000, you not only get a home in select Caribbean islands but also get a passport. Granted, the U.S. political volatility has been on an upsurge but is this citizenship being fronted as the latest luxury accessory or global mobility?

A. “Price Tag” by Jessie J – These programs sell dreams, but at what cost? Citizenship is becoming transactional and a second passport is becoming the new Rolex
B. “Identify Yourself” by Stella Mwangi – These deals promise mutual benefit, but who’s really looking after the islands? The money’s flowing in, but not everyone’s catching the tide
C. “New Start” by Emorie – For some, it’s strategic movement. Global unrest, tightening borders, and climate anxiety are pushing people to seek exit plans

What are your thoughts on this? Tune in next Tuesday to see which jam captures the prevailing sentiment!

A  |  B  |  C

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Last week’s results are in and people feel that ‘It’s Time’ for IPOs to shine

Why InsurTech Needs a Human Touch to Win Big in a $1.5 Trillion Market

CBX Vibe:

People often think insurance innovation will replace agents, but it actually reshapes their role in new ways. Yet human expertise remains essential with InsurTech companies, as the U.S. life insurance and annuities market is projected to hit $1.54 trillion by 2029, according to Statista. This is why Tray Honeycutt, founder of Honeycutt Insurance, is leaning into how insurance agents are leading innovation through a people-first strategy that blends new technology with valuable personal expertise.  

America’s Fertility Crisis Is A Ticking Time Bomb

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Women are having children in their later years and some are even foregoing motherhood in its entirety. The median age for a mother to give birth in the U.S. is at 30 years and it keeps rising. This has seen the fertility rates drop to a new low of 1.6 per woman from a previous 2.7 in the 1960s. Still, the birth rate is on an increase with a 1% jump in 2024. Unless the fertility rate stabilizes or rebounds, this uptick may be short-lived.  

Vibes of the Week

Venture capital may have a “New Start" for start-up funding as Emorie tells it in our CBX Vibes!