CBX Daily 8/13/2025

Author

Claire Moraa
August 13, 2025

Today, HBCUs tackling AI disparity is a tale to tell, but let’s start with how exclusivity alone in the luxury market won’t sell…

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Exclusivity Is No Longer Enough In The Luxury Market

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The luxury industry has been one of the hard-hit sectors losing 50 million customers in 2024. This is a sharp decline that hasn't been registered in the last two decades, not even the pandemic period sunk this low. There's a struggle to remain profitable and exclusive but it is proving difficult especially with the new generation of customers.

HBCUs Blend Culture And Code To Challenge Bias In AI Systems

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Historically Black Colleges and Universities (HBCUs) are expanding their legacy of excellence into the most cutting edge corners of science and technology. With new investments, partnerships, and strategic initiatives, these institutions are pioneering programs in artificial intelligence (AI), machine learning (ML), quantum computing, and cybersecurity, all domains that are shaping the future of global economies.

Louis Vuitton Bets $800 Million on Flexjet to Redefine Luxury Travel

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Luxury fashion giant (LVMH - 2.01%) is elevating its presence in the travel industry through a strategic investment in premium aviation. Via its affiliate L Catterton, LVMH is acquiring a 20% stake in Flexjet. The investment is worth $800 million that values the Cleveland‑based private aviation company at $4 billion. Flexjet, known for fractional jet ownership and charter services, will now integrate LVMH’s signature luxe standards across travel experiences. This move not only signals a deeper blending of fashion and flight but also positions LVMH at the forefront of high‑end mobility as luxury consumers increasingly demand personalized and exclusive travel.

Tune-in Tuesdays!

Trump's 401(k) order opens the door to crypto and private equity in your retirement plan. The promise? Bigger returns. The reality? Higher fees, greater risks, and even less stability. Is this financial freedom or a sign that the system has abandoned the idea of guaranteed security?

A. “Just A Dream” by Nelly – The system’s evolving, but for whom? With every new asset class added, retirement shifts further from stability and closer to speculation
B. “Try It” by Russ – Retirement is being reimagined as an investment experiment forgetting these are real people with real lives long after a paycheck is gone
C. “Pressure” by Saweetie – Wages are stagnating and costs are rising so workers are being told to take on more risk to secure their future

What are your thoughts on this? Tune in next Tuesday to see which jam captures the prevailing sentiment!

A  |  B  |  C

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Last week’s results are in and people feel that a ‘Price Tag’ is being placed on citizenship

How Extreme Weather Is Costing the U.S. Billions Each Year

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Climate change is causing insurance premiums to soar, leaving many homeowners struggling to keep up. The rising frequency and severity of extreme weather events is causing many insurers to withdraw from high-risk markets altogether. In fact, some areas are becoming effectively ‘uninsurable’. In 2024 alone, the U.S. experienced 24 of these billion-dollar disasters, including hurricanes Beryl, Helene, and Milton. These events are unfortunately part of a troubling trend; 2023 saw a record 28 billion-dollar disasters, with total costs reaching $165 billion.

Cutting Back Is In While Subscriptions Are Out

CBX Vibe:

That Hulu or Netflix subscription package is moving lower on most Americans' priority list and with good reason. Of course everyone would like to keep up with the Joneses or whoever is trending nowadays but these bills just won't let up. There's always a bill that's due at the end of the month and subscription services are quickly losing their grip on most of Americans' wallets. In fact, 6 out of 10 are more than willing to cancel their auto-renewals because it's just not adding up.

Vibes of the Week

The luxury industry is feeling the “Pressure" as exclusivity fails to suffice. Saweetie tells it in our CBX Vibes!