CBX Daily 8/1/2025

Author

Kori Hale
August 01, 2025

Today, fertility rates in America are in suppression, but let’s start with how empathy-driven InsureTech leaves a lasting impression…

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Why InsurTech Needs a Human Touch to Win Big in a $1.5 Trillion Market

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People often think insurance innovation will replace agents, but it actually reshapes their role in new ways. Yet human expertise remains essential with InsurTech companies, as the U.S. life insurance and annuities market is projected to hit $1.54 trillion by 2029, according to Statista. This is why Tray Honeycutt, founder of Honeycutt Insurance, is leaning into how insurance agents are leading innovation through a people-first strategy that blends new technology with valuable personal expertise.  

America’s Fertility Crisis Is A Ticking Time Bomb

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Women are having children in their later years and some are even foregoing motherhood in its entirety. The median age for a mother to give birth in the U.S. is at 30 years and it keeps rising. This has seen the fertility rates drop to a new low of 1.6 per woman from a previous 2.7 in the 1960s. Still, the birth rate is on an increase with a 1% jump in 2024. Unless the fertility rate stabilizes or rebounds, this uptick may be short-lived.  

Tariffs, TikTok, and the New Age of Global Cultural Censorship

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TikTok’ platform is a cultural engine, especially for creators. As the U.S. government moves to regulate or ban the China-owned app over national security concerns, a deeper economic story is unfolding. It’s not just about privacy. President Trump extended the 90 day deadline a third time in June, to broker a deal that brings the social media platform under American ownership. It’s about power, protectionism, and the new global rules of digital trade.  

Tune-in Tuesdays!

The IPO market in mid-2025 is finally showing signs of life after a period marked by economic uncertainty, high interest rates, and jittery investor confidence. Is this economic renewal or elite roulette?

A. “It’s Time” by Imagine Dragons – You only get one shot and founders know it. After years of waiting, the brave few are stepping into the arena, hoping the timing and the valuation hits just right
B. “Caution” by Mariah Carey – There’s still skepticism in the system but that’s just how any market is. Underneath the buzz is a fear
C. “Ambitionz Az a Ridah” by 2Pac – Some investors and startups rode out the storm teaching a lesson in survival. It’s more about proving they still belong

What are your thoughts on this? Tune in next Tuesday to see which jam captures the prevailing sentiment!

A  |  B  |  C

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Last week’s results are in and people think America feels like a ‘Rich Bitch’ with their visa integrity fee

Gen-Z, Millennials Say Financial Health is More Important Than Looks

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Money can’t buy happiness, but strong finances may be able to get you a few more dates. According to Current, good savings habits, low debt, good credit scores, and monthly budgeting are more important to many Americans than looks when searching for a romantic partner. Approximately one-third of Americans say that low or no debt (33%) and a strong credit score (30%) are more powerful attractors than physical appearances when considering a potential romantic partner. Roughly a quarter say the same goes for emergency savings (26%), regular savings contributions (26%), maintaining a monthly budget (25%), and having a retirement savings plan (24%).  

Amazon's $10 Billion AI Data Center Is A Big Win For North Carolina

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Amazon is staking a major claim in the South as it expands its artificial intelligence (AI) infrastructure with a $10 billion data center investment in North Carolina. The move is more than a tech upgrade, it's a strategic cultural and economic bet on a state where Black communities make up 22.1% of the population, opening doors for inclusive job growth and innovation. The tech's groundbreaking Richmond County AI and cloud-computing hub will be developed over the next decade by Amazon Web Services (AWS), according to Amazon’s official announcement. The company says the investment will not only upgrade its AI capabilities but also generate hundreds of new jobs in Richmond and Gaston counties.  

Vibes of the Week

InsureTech needs a “Hot Body" touch to thrive, as told by Ayra Starr in our CBX Vibes!