CBX Daily 4/28/2025

Today, HBCUs are paving way for graduate wealth creation, but let’s start with how retirement is not a bed of roses for women…

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Golden Years Turned Grim: The Retirement Reality For Women  

CBX Vibe

For many women, retirement is no longer a reward; it’s a reckoning!  As the retirement landscape continues to shift, a growing crisis is emerging—one that disproportionately affects women. Despite decades of participation in the workforce, women are retiring with just 70% of the savings their male counterparts. Consequently, women are 80% more likely to live in poverty during retirement. The harsh reality is that the golden years have turned grim – what should be a time of rest and comfort has become a struggle for financial survival. 

How HBCUs Are Empowering Black Graduates Financially                                   

CBX Vibe:

Historically Black Colleges and Universities (HBCUs) are more than educational institutions; they're catalysts for empowerment, shaping futures that gleam with promise. HBCUs with the highest payoff in 2024 are leading the charge, with Hampton University, Spelman College and Xavier University of Louisiana. Embracing an HBCU education in 2024 means embracing an opportunity to amplify Black graduates careers and income prospects. 

What America Needs To Know About Tariffs & Economic Uncertainty                                 

CBX Vibe:

Tariffs aren't just a headline in the news—they are directly impacting our wallets, communities, and futures. As the U.S. embraces protectionist policies, the economic ripple effect touches every corner of our lives, from the cost of daily necessities to job security. The Biden administration's recent flirtation with increased tariffs has economists shaking their heads. Tariffs could knock at least 0.8% off U.S. GDP growth. That's more than just economic jargon—it translates into fewer job opportunities, higher costs, and a weakened position in the global marketplace. America's competitive edge isn't just about prestige—it's about stability for families trying to thrive. 

Tune-in Tuesdays!

The UN is calling on Trump to exempt poor nations from the trade tariffs. Does this advocate for fairness or will the U.S lose its leverage if it shows ‘favoritism’?

A. "Hard Knock Life" by Jay-Z – For the world’s poorest nations, these tariffs feel like another blow in an already uphill struggle. The UN’s plea echoes a broader call for justice in a system where the powerful hold all the cards
B. "Rich Girl" by Gwen Stefani & Eve – Trump’s tariff stance suggests a worldview where even the most vulnerable are expected to play by the same rules, no exceptions
C. "Errybody" by Yo Gotti – Pain isn’t exclusive to the poorest so if compassion guides policy, it should apply across the board—not just where optics are best

What are your thoughts on this? Tune in next Tuesday to see which jam captures the prevailing sentiment!

A  |  B  |  C

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Last week’s results are in and it seems Harvard and Trump are adopting a ‘Don’t Blink’ attitude and there will be a standstill

Steph Curry & Michelle Obama Eye The Beverage Market By Launching A New Drink                               

CBX Vibe:

Basketball icon Stephen Curry and former First Lady Michelle Obama have teamed up to launch Plezi Hydration, a new sports drink aimed at the booming “better-for-you” beverage space. As consumers increasingly reach for cleaner, nutrient-rich drinks, Plezi hopes to disrupt a competitive landscape dominated by celebrity-backed brands like Logan Paul’s Prime and Lionel Messi’s Más+ by prioritizing natural ingredients and functional health benefits. 

How Tariffs Are Tightening The Laces On Sportswear Giants                             

CBX Vibe:

If you're a sneakerhead, better cherish and take care of the pairs you already have because you're in for a bumpy ride. Trump's tariffs is the current song on repeat for everyone and it's not because of its melodious tunes. The imposition of tariffs and trade tensions have disrupted global supply chains and trade relationships. Nike (NKE -0.07), Adidas (ADS.DE -0.46) and PUMA (PUM.DE +0.26) are at the top of the list with tanking stocks at 14.4%, 11.7% and 11.1% respectively. 

Vibes of the Week

Women are unlikely to see positive “Changes” even after retirement, as 2Pac and Talent put it in our CBX Vibes!