CBX Daily 1/23/2026

Author

Nmesoma Okechukwu
January 23, 2026

In partnership with

Today, America’s wealth engine is booming as the top 1% holding $52 trillion… But let's start with Nigeria repaying $3.4 billion to exit IMF debt, despite currency turmoil

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 Can Nigeria’s Debt Strategy and Reforms Revive Its Economy?

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Nigeria joins the list of countries not on the IMF's debt list by paying back a whopping $3.4 billion to shutter the blow of the COVID-19 pandemic in 2020. The West African country has been wrought with a lot of economic instability and price inflation and the loan was meant to cushion the economic blow. President Tinubu made the decision to return Naira to a free-floating currency which led to the currency losing more than 60% of its value against the dollar.

When Is the Right Time to Retire?

Determining when to retire is one of life’s biggest decisions, and the right time depends on your personal vision for the future. Have you considered what your retirement will look like, how long your money needs to last and what your expenses will be? Answering these questions is the first step toward building a successful retirement plan.

Our guide, When to Retire: A Quick and Easy Planning Guide, walks you through these critical steps. Learn ways to define your goals and align your investment strategy to meet them. If you have $1,000,000 or more saved, download your free guide to start planning for the retirement you’ve worked for.

How AI and Stock Ownership Are Fueling a $52 Trillion Wealth Gap in America

America’s wealth engine is accelerating, but it’s not lifting everyone equally. The top 1% now holds a record $52 trillion in wealth, powered by surging stock markets and AI-driven companies. While this signals economic strength at the top, it’s widening the gap for everyone else. For Black communities, this moment is deeply familiar. Wealth concentration is influencing how people spend, how businesses grow, and how success itself is defined in a system where access to assets, not effort alone, often determines outcomes.

Hacked Out: The Digital Security Crisis Facing Diverse Communities.

We talk a lot about access when it comes to technology, perhaps not enough about protection. As inclusive communities grow increasingly mobile and digitally connected, they’re also becoming prime targets for cybercrime. From phishing scams to data leaks, these internet users are disproportionately vulnerable and tech companies could be doing more to secure their digital safety.

What America Needs To Know About Tariffs & Economic Uncertainty

Tariffs aren't just a headline in the news, they are directly impacting our wallets, communities, and futures. As the U.S. embraces protectionist policies, the economic ripple effect touches every corner of our lives, from the cost of daily necessities to job security. The Trump administration's recent flirtation with increased tariffs has economists shaking their heads. Tariffs could knock at least 0.8% off U.S. GDP growth. That's more than just economic jargon it translates into fewer job opportunities, higher costs, and a weakened position in the global marketplace. America's competitive edge isn't just about prestige, it's about stability for families trying to thrive.

Skills-Based Hiring Is The New Frontier In Corporate Recruitment

Citigroup is making a major change to its hiring strategy, scrapping its Diversity, Equity, and Inclusion (DEI) goals in favor of a skills-based recruitment model. The move aims to broaden the company’s talent pool by emphasizing candidates' competencies over traditional diversity metrics. A recent survey found that more than 80% of companies have adopted skills-based hiring practices, a significant increase from previous years.

Dip into our CBX Vibes to get your weekend started right with A$AP Rocky’s latest flow on “Air Force”, let’s go!