CBX Daily 1/21/2026

Author

CultureBanx Team
January 21, 2026

Today, ditching traditional DEI hiring targets in favor of a skills-based approach… But let's start with how digital access without protection is leaving connected communities increasingly exposed to cybercrime.

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Hacked Out: The Digital Security Crisis Facing Diverse Communities

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We talk a lot about access when it comes to technology, perhaps not enough about protection. As inclusive communities grow increasingly mobile and digitally connected, they’re also becoming prime targets for cybercrime. From phishing scams to data leaks, these internet users are disproportionately vulnerable and tech companies could be doing more to secure their digital safety.

Investors see ANOTHER return on Masterworks (!!!)

That’s 3 sales this quarter. 26 sales total. 

And the performance?

14.6%, 17.6%, and 17.8% → The three most representative annualized net returns.
(See all 26 at Masterworks.com)

Masterworks is the biggest platform for investing in an asset class that hasn’t moved in lockstep with the S&P 500 since ‘95.

In fact, the market segment they target outpaced the S&P overall in that time frame.*

Not private equity or real estate… It’s contemporary and post war art. Crazy, right? 

Masterworks investors are typically high net worth, but the point is that you don’t need to be a capital-B BILLIONAIRE to invest in high-caliber art anymore.

Banksy. Basquiat. Picasso and more. 

80+ of the world’s most attractive artists have been featured.

  • 511+ artworks offered

  • $67.5mm paid out as of December 2025

  • $2.3mm+ average offering size

Looking to update your investment portfolio before 2026?

*Masterworks data. Investing involves risk. Past performance not indicative of future returns. Reg A disclosures at masterworks.com/cd

What America Needs To Know About Tariffs & Economic Uncertainty

Tariffs aren't just a headline in the news, they are directly impacting our wallets, communities, and futures. As the U.S. embraces protectionist policies, the economic ripple effect touches every corner of our lives, from the cost of daily necessities to job security. The Trump administration's recent flirtation with increased tariffs has economists shaking their heads. Tariffs could knock at least 0.8% off U.S. GDP growth. That's more than just economic jargon it translates into fewer job opportunities, higher costs, and a weakened position in the global marketplace. America's competitive edge isn't just about prestige, it's about stability for families trying to thrive.

Skills-Based Hiring Is The New Frontier In Corporate Recruitment

Citigroup is making a major change to its hiring strategy, scrapping its Diversity, Equity, and Inclusion (DEI) goals in favor of a skills-based recruitment model. The move aims to broaden the company’s talent pool by emphasizing candidates' competencies over traditional diversity metrics. A recent survey found that more than 80% of companies have adopted skills-based hiring practices, a significant increase from previous years.

Why Middle-Class Families Are Doubling Down on 529 College Savings

Most parents begin saving for college before their child is 10 years old and this could be a future key to closing the racial wealth gap. Only 16% of African American parents are saving for college using a 529 plan, which is like a prepaid tuition program, according to Northwestern Mutual. Even though parents are saving more for college now than ever before, their preparedness could still use improvement, and a solid 529 plan could put their children on the path to success.

Is the Wine Industry Ready for a Health-First Generation?

Vineyards are overflowing, yet the glasses remain half-empty. Still reeling from the pandemic's impact, the wine industry now grapples with an excess supply, putting massive pressure on both grape farmers and small business owners. Between 2017 and 2023, wine consumption has plummeted by 10.5%, specifically among younger generations who are increasingly favoring healthier and more affordable beverages over traditional wines.

Don’t have folks looking at you “Sideways” today, just relax with our CBX Vibes and new artist Girlfriend!